This section of your office insurance enables you to nominate specific items of property that can be covered when held within or beyond your premises.
You may for example, have equipment that is predominantly used outside your premises (e.g. a slide projector used for presentations, surveyor’s equipment used on work sites or computer laptops used by staff who work outside your office).
With specified property insurance, you can name these items and their value on your policy schedule so that they are covered anywhere within Australia or worldwide, subject to the terms and conditions of your individual policy.
Specified property insurance is an optional cover available as part of your office insurance policy.
Contact us for advice on specified property insurance for your business.
Office Insurance Offerings
Business interruption insurance can provide a financial stop gap until operations can return to normal.
Employee dishonesty insurance can cover your business for the theft of your property or money by an employee (acting alone or with others).
This insurance covers the cost of repairing machinery, such as air conditioning, plant and refrigeration equipment that has occurred as a result of a breakdown.
Property insurance can cover for loss of or damage to property at your premises arising from an event that is sudden, unexpected or unforseen.
This insurance covers loss of income, additional expenses incurred to repair the equipment and the costs associated with restoring lost data arising from the breakdown of electronic equipment.
Glass breakage insurance covers the accidental breakage of all internal and external fixed glass, toilet and hand basin porcelain, glass signage, mirrors and similar.
Money insurance can cover loss or damage to money or negotiable documents as a result of theft or loss, destruction or damage caused by any accident, not otherwise excluded.
Public liability insurance can cover you for your legal liability for personal injury to a person or damage to a person’s property caused by your business.