Business Interruption

For many businesses, to have their operations interrupted even for a few weeks could be financially catastrophic for them.

Business interruption insurance can provide a financial stop gap until operations can return to normal.

This type of insurance can provide cover for the reduction in your business income arising from an insurable event. It can also provide cover for the additional costs associated with running your business (for example, rent of alternate premises or hire of replacement equipment) for the insured period whilst normal operations are interrupted.

Examples of situations that may be eligible under a business interruption insurance claim can include the reduction in business income and additional expenses incurred as a result of:
• Access limitations to your premises, arising from (for example) works done on adjacent pathways or roadways
• Damage to premises where they are unable to be used for normal operations (where the physical damage to the property is covered under a Property Damages policy)
• Computer installation malfunction (where the physical damage to any computers is covered under a Property Damages policy).

Business interruption is an optional cover available as part of your office insurance policy. It is however, an important part of the insurance portfolio for many businesses by providing a buffer against the financial consequences of a number of damaging events.

Contact us for expert advice about the type and amount of business interruption cover your business needs to protect itself properly.

Office Insurance Offerings

Business Interruption

Business interruption insurance can provide a financial stop gap until operations can return to normal.

Employee Dishonesty

Employee dishonesty insurance can cover your business for the theft of your property or money by an employee (acting alone or with others).

Machinery Breakdown

This insurance covers the cost of repairing machinery, such as air conditioning, plant and refrigeration equipment that has occurred as a result of a breakdown.


Property insurance can cover for loss of or damage to property at your premises arising from an event that is sudden, unexpected or unforseen.

Specified Property

This section of your office insurance enables you to nominate specific items of property that can be covered when held within or beyond your premises.

Computer & Electronic Equipment

This insurance covers loss of income, additional expenses incurred to repair the equipment and the costs associated with restoring lost data arising from the breakdown of electronic equipment.

Glass Breakage

Glass breakage insurance covers the accidental breakage of all internal and external fixed glass, toilet and hand basin porcelain, glass signage, mirrors and similar.


Money insurance can cover loss or damage to money or negotiable documents as a result of theft or loss, destruction or damage caused by any accident, not otherwise excluded.

Public Liability

Public liability insurance can cover you for your legal liability for personal injury to a person or damage to a person’s property caused by your business.

Taxation Investigation

Taxation investigation insurance provides cover for all necessary costs reasonably incurred in the completion of a tax audit or investigation by a statute body.

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