When it comes to choosing office insurance, there are really just two paths to take.
One is to go direct to the insurance company and the other is to arrange your insurance through a broker like us.
If you deal directly with an insurance company, chances are you will be speaking with someone from a call centre who has limited knowledge and experience of the insurance needs of businesses. Furthermore, they can only offer you an insurance product from the range offered by their employer – which may or may not deliver the best terms and value for your business.
Everything you need in one place
By dealing with us however, you will be speaking with a specialist office insurance adviser with decades of experience in asking the right questions to find out exactly what types of exposures your business may be subject to. And because we can generally source the insurance for you at wholesale prices, what you pay (even including our fee) ends up being around the same as if you had gone direct to the insurer. Finally, because we are a broker, this means we have access to the full range of office insurance products available in the market, and so we can recommend a policy that is the best fit for your business and budget. It also means that our responsibility is primarily to you, not the insurance company. This means we are your advocate in any dealings you have with the insurance company.
We reduce the complexity
It is our job to know and understand the detail of all the office insurance policies we recommend. It is also our job to make sure we explain to you what is covered in the policy so that you can make a clear and informed decision. This eliminates the hard work for you in trying to decipher the fine detail of an insurance contract yourself, and also the guesswork in hoping you have made a good choice. Instead what you receive is the peace of mind of knowing you have the insurance you need that fits the particular requirements of your business.
For expert advice which gives you the right policy at the right price for your business, contact us today.
