Property
Property insurance for all your important physical assets
Property insurance can cover for loss of or damage to property at your premises arising from an event that is sudden, unexpected or unforseen.
The types of situation that property insurance can cover include (for example):
• Damage to your premises caused by a fire
• Theft of computer equipment or other assets by a third party
• Burst water pipes in your commercial property damaging walls and carpets
• Malicious damage caused by vandalism.
For your business to be adequately protected, it is important that you accurately identify the value of all of the assets that contribute to the operation of your business. This can allow you to replace them if they are lost or damaged as a result of an event covered under your policy. Your property includes the obvious items your business uses every day (e.g. computers, printers, desks and other furniture) as well as all of the fixtures and fittings of your premises such as carpets, partitioning, plumbing and wiring. If you need to make a claim, you need to be sure that the value of each of these assets is accounted for in the amount of insurance cover you take out.
With decades of experience in advising businesses about their office insurance needs, we can discuss with you, all of the things you need to consider to make sure your cover is complete.
Contact us for expert advice about the type and amount of property insurance cover your business realistically needs to protect itself properly.